Serving the Inland Empire
3333 Concours Street, Ste. 1202, Ontario, CA 91764
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REAL ESTATE GLOSSARY
Glossary word/phrase:
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Acceptance
Accounts Payable
Accretion
Ad Valorem
Adjustable-Rate Mortgage (ARM)
Adjusted Gross Income
Administrator
Agreement of Sale
Amortization
Annual Percentage Rate (APR)
Annuity
Appraisal
Appreciation
APR
ARM
Assessed Value
Assessment
Asset
Assumption
Back-End Ratio
Balance Sheet
Balloon Mortgage
Bankruptcy
Beneficiary
Bill of Sale
Binder
Broker
Building Line
Buydown Mortgage
Cap
Capital Gain
Capital Improvement
Cash Flow
Certificate of Eligibility
Certificate of Reasonable Value (CRV)
Certificate of Title
Clear Title
Closing
Closing Costs
Commitment Letter
Common Areas
Comparables
Compound Interest
Conforming Mortgage Loan
Construction Loan
Consumer Reporting Agency
Contingency
Conventional Mortgage
Credit History
Credit Report
CRV
Debt-to-Income Ratio
Deed
Deed of Trust
Default
Delinquency
Depreciation
Discount Points
Down Payment
Due-on-Sale Provision
Earnest Money
Easement
Effective Gross Income
Endorsement
Equal Credit Opportunity Act (ECOA)
Equity
Escrow
Exclusive Agency Listing
Exclusive Right to Sell Listing
Fair Credit Reporting Act
Fair Market Value
Fannie Mae
FHA Loan
FHLMC
Fiduciary
Finder's Fee
First Mortgage
Fixed-Rate Mortgage
FNMA
Flood Insurance
Foreclosure
Freddie Mac
Front-End Ratio
Fully Amortized ARM
Good Faith Estimate
Home Equity Loan
Housing-to-income Income Ratio
HUD
HUD-1
Income Property
Index
Interest
Interest Rate Cap
Involuntary Lien
Jumbo Mortgage
Lender
Lien
Lifetime Cap
Loan-to-Value Ratio (LTV)
Lock-in
Low-Documentation
LTV
Margin
Mortgage Insurance
Mortgage
Mortgage Broker
Mortgagee
Mortgagor
Net Worth
Non-Conforming Loan
Note
Obligations-to-Income Ratio
Origination Date
Origination Fee
PITI
PMI
Payoff
Points
Prepayment Penalty
Pre-Approval
Pre-Qualification
Preliminary Title Report
Pre-paids
Prime Rate
Principal
Private Mortgage Insurance (PMI)
Promissory Note
Purchase Contract
Rate Cap
Rate Lock
Refinancing
Second Mortgage
Secondary Mortgage Market
Seller Take-Back
Seller Financing
Servicing (or Loan Servicing)
Term
TILA
Title
Title Company
Title Insurance
Top Ratio
Total Debt Ratio
Truth-in-Lending Act
Underwriting
VA Loan
Valuation
Valuation
Variable Interest Rate
Definition:
MORTGAGE CALCULATOR
Loan Amount $
Annual Interest Rate
%
Term of Loan
Years
Number of Payments
Monthly Payment $
